Effective Date: 3/31/26

These Terms of Service (“Terms”) govern your access to and use of the website located at https://www.trebuchetsolutions.com (the “Site”) and any related services, software, analytics, tools, reports, or products provided by Trebuchet Solutions LLC (“Trebuchet,” “we,” “us,” or “our”) (collectively, the “Services”).

By accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms.

1. Scope of Services

Trebuchet provides a technology-enabled platform that may include:

• Data aggregation and normalization
• Financial analysis, modeling, and forecasting
• Business intelligence and benchmarking
• Transaction coordination and operational support
• Workflow tools, dashboards, and reporting systems

Trebuchet reserves the right to modify, suspend, or discontinue any aspect of the Services at any time without notice or liability.

2. No Financial, Legal, or Investment Advice

The Services are provided strictly for informational, analytical, and operational support purposes.

Trebuchet:

• Is not a bank, lender, broker-dealer, or investment advisor
• Does not provide legal, tax, or financial advisory services
• Does not act as a fiduciary
• Does not guarantee any financial outcome

Nothing provided through the Services constitutes advice or a recommendation.

You remain solely responsible for all decisions and outcomes.

3. No Offer or Solicitation

Nothing in the Services shall be construed as:

• An offer to lend money
• An offer to purchase or sell securities
• A solicitation of investment
• A commitment to provide financing

Any such activities, if offered, will be conducted through separate entities, agreements, and regulatory frameworks.

4. User Representations and Responsibilities

You represent and warrant that:

• You have full authority to enter into these Terms
• You have the legal right to provide all data submitted
• All information provided is accurate, complete, and not misleading

You agree:

• Not to use the Services for unlawful or fraudulent purposes
• Not to interfere with or disrupt the Services
• To maintain the confidentiality of your account credentials

You are solely responsible for:

• Business and financial decisions
• Compliance with applicable laws
• Any third-party relationships or obligations

5. Authorization to Access and Process Data

You expressly authorize Trebuchet and its service providers (including third-party integrations such as Plaid Inc.) to:

• Access financial and business data on your behalf
• Retrieve, process, and analyze such data
• Use such data to provide and improve the Services

You acknowledge:

• Trebuchet does not control financial institutions or third-party systems
• Data access may be subject to third-party terms and limitations

6. Fees and Economic Terms

Use of the Services may involve:

• Fixed fees
• Subscription fees
• Usage-based fees
• Performance-based or contingent fees
• Transaction-related fees

All fees are:

• Earned as described in applicable agreements
• Non-refundable except as expressly stated
• Subject to change at Trebuchet’s discretion

You authorize Trebuchet to:

• Charge payment methods provided
• Initiate recurring or contingent payments
• Utilize third-party payment processors

Additional terms may apply through separate agreements.

7. Third-Party Relationships

The Services may involve interaction with third parties, including:

• Financial institutions
• Lenders or funding providers
• Investors or capital sources
• Technology and data providers

Trebuchet:

• Does not control third-party actions or decisions
• Is not responsible for third-party conduct or outcomes
• Does not act as an agent, broker, or intermediary unless expressly agreed in writing

All third-party relationships are entered into at your own risk.

8. Intellectual Property and Platform Protections

All rights, title, and interest in the Services are owned exclusively by Trebuchet, including:

• Software, databases, and infrastructure
• Analytical models and methodologies
• Scoring systems and frameworks
• Reports, outputs, and dashboards

You may not:

• Reverse engineer or decompile
• Replicate or reproduce
• Use outputs to build competing products
• Access the Services to benchmark or extract methodologies

9. Data Rights and Derived Data

You retain ownership of data you provide.

However, Trebuchet retains all rights to:

• Aggregated data
• Anonymized data
• Derived data and analytics
• Models, benchmarks, and insights generated

Trebuchet may use such data:

• To improve Services
• For internal analytics and benchmarking
• For commercial purposes, provided it does not identify you

10. Confidentiality

You agree not to disclose or misuse any non-public aspects of the Services, including:

• Methodologies
• System architecture
• Pricing structures
• Analytical frameworks

Trebuchet will handle your information in accordance with the Privacy Policy.

11. Disclaimer of Warranties

The Services are provided “as is” and “as available.”

Trebuchet disclaims all warranties, including:

• Merchantability
• Fitness for a particular purpose
• Accuracy or completeness of outputs
• Availability or uninterrupted access

12. Limitation of Liability

To the maximum extent permitted by law:

Trebuchet shall not be liable for:

• Indirect, incidental, or consequential damages
• Loss of profits, revenue, data, or business opportunities
• Financial losses or business interruption
• Decisions made based on the Services

Trebuchet’s total aggregate liability shall not exceed the greater of:

• Amount paid by you in the prior 90 days, or
• $1,000

13. Indemnification

You agree to indemnify, defend, and hold harmless Trebuchet from any claims arising out of:

• Your use of the Services
• Your data or representations
• Your violation of these Terms
• Your interactions with third parties

14. Termination and Suspension

Trebuchet may suspend or terminate access to the Services at any time, with or without notice.

Upon termination:

• All rights granted to you immediately cease
• Outstanding fees remain payable
• Sections relating to liability, IP, and indemnification survive

15. Dispute Resolution

Any dispute shall be resolved exclusively through:

• Binding arbitration
• Conducted in the State of Florida

You waive:

• The right to a jury trial
• The right to participate in class actions

16. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.

17. Modifications

Trebuchet may update these Terms at any time. Continued use constitutes acceptance.

18. Entire Agreement

These Terms, together with the Privacy Policy and any supplemental agreements, constitute the entire agreement.

19. Contact Information

Trebuchet Solutions LLC
4000 Faber Place Drive, Suite 300 Charleston, SC 29405
hello@trebuchetsolutions.com