Business Credit Builder Program
The Most Underutilized Business Tool In America
Mitigate your risk to the business by removing your personal guarantees while improving your fundability foundation for vendor and lenders. It’s time to make your business irresistibly attractive to lenders.
Personal Credit vs Business Credit
What's The Difference?
Whether you are looking to remove your personal guarantees from the business or are looking to help build the right foundation for corporate capital in the future, business credit is your ticket.
How it works
7 Steps To Building Business Credit
01
Build Fundability Foundation
There are 125 fundability factors that vendors and lenders look at when looking at a businesses credibility. These factors are everything from a real business address to making sure your number is listed in the online 411 directory.
02
Establish Business Reports
While there are many business credit bureaus, the main three are Dun & Bradstreet, Experian Business, and Equifax Business. You need to make sure you information is correct and exact across all three. You never know which report a lender will pull.
03
Set Up Tier 1 Accounts
These accounts are specific net 30 accounts and smaller store accounts that have lower thresholds for approvals. You need to make sure you are setting up enough tradelines at this tier where all three credit bureaus are being reported to.
04
Monitor Business Reports
Here is where we ensure that all the hard work in the foundation and tier 1 stage are reporting the way we would expect. This highlights any issues and gives us a pulse of what’s happening on these reports as we move forward through the program.
05
Building Credit: Tier 2
With trade lines reporting and all three bureaus speaking the same language, the time has come to move to some larger net 30 accounts and larger store credit accounts. Once you buy, just make sure to pay on time.
06
Advanced Building: Tier 3
In the net accounts and store accounts, these are the most stringent in their approval processes. Additionally, there are credit cards that become available. Some of which you can attain without any personal guarantees.
07
Revolving Accounts: Tier 4
This is where the magic happens. This is when the business reaches a score and tier where you can really start leveraging corporate credit – with access to all kinds of funding – linked to your EIN, helping remove your personal guarantees.
What Business Credit Does
What Business Credit Gets You
Whether you are looking to remove your personal guarantees from the business or are looking to help build the right foundation for corporate capital in the future, business credit is your ticket.
Use Cases
Ways Business Credit Can Be Leveraged
Here’s a starter list to get your mind going on all the possibilities that present themselves when you have better business credit.
Success in numbers
This system works in any industry as the vendors and lenders in our platform are some of the biggest companies in the country.
Corporate Capital Secured
Businesses Helped
Get started today
Let’s set some time for a discovery call to see what you have going on and if business credit can be a viable solution to help you achieve your goals. Looking forward to speaking.
